Pg For Sale In Seru Chamba - REELTOR

Seru Chamba is generally accessible throughout the year, with all-weather roads connecting it to Dalhousie and other parts of the district. However, occasional winter disruptions may occur due to snowfall in upper Bharmour villages. It's essential for property buyers or investors to consider this when evaluating investment suitability, as properties in Pangi/Bharmour generate ZERO rental income for 4–6 months per year.

While investing in a homestay or hotel can be a good strategy in some localities of Chamba district, Seru Chamba might not offer the strongest returns. Dalhousie and Khajjiar are considered better options due to their strong tourism demand, with rental yields ranging from 6–12% p.a. for managed hotels and 10–18% for Airbnb/OTA-listed homestays.

Several key projects are expected to influence property prices in the region. The NH-154A 4-lane upgradation and Kutehr Hydro Project (240 MW) will create temporary rental demand, while the Khajjiar tourism infrastructure push will boost domestic and international tourist numbers. Additionally, potential reforms to Section 118 could open the market to more outside buyers if passed.

Under-construction properties incur a 5% (no input tax credit) or 1% GST for affordable housing. Ready-to-move properties with an Occupation Certificate attract no GST. For capital gains tax, Short-Term Capital Gains (STCG) are taxed at applicable slab rates if held under 24 months, while Long-Term Capital Gains (LTCG) are subject to a 12.5% rate without indexation or 20% with indexation (post July 2024 amendment).